The recent Amigo ruling, where Mr Justice Miles declined to sanction the proposed Scheme of Arrangement despite scheme creditors (including consumer redress creditors) voting overwhelmingly in favour, has cast doubt on the viability of schemes as a tool to restructure struggling lenders. But does that mean the end of the…
As British holidaymakers have been returning to take package holidays with flights, the Air Travel Organisers’ Licence (“ATOL”) scheme provides consumers with two simple protections: Should their holiday provider fail prior to departure, ATOL will refund the full value of the holiday purchased. Should their holiday provider fail whilst the…
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